How to Inject Some Fun Into Saving

 Everyone knows that saving money for a rainy day is not much fun. As with all things that are good for us, there is nothing exciting about being a good saver. 

having a nest egg put by when your finances go south or that proverbial rainy day arrives is absolutely essential – consequently everyone should make sure they get saving. How though should they go about it? The best way is to make it fun, so that you are motivated to keep doing it. The following are a couple of ways to go about it:

Firstly, agree to treat yourself (a little bit) when you reach your savings goals. This is one of the best ways to motivate yourself along the way whilst trying to save. 

All you need to do is write a pact with yourself that when you hit a certain figure you will take a (small) percentage of that amount and go out and buy yourself something. That could be a new pair of shoes or a computer game, a DVD boxset or something similar.

Next, try and focus on something specific that you are saving up for. As an example, many people would go out and book themselves a holiday and then start saving up the funds to pay for it. Far better to start saving towards that holiday without actually booking it until you get a lot closer to the actual departure date. 

By doing this you can keep planning and dreaming about where you want to go on holiday until the very last minute when you have saved enough money. Then, once you are ready jump on the internet and get yourself a last minute bargain!

Lastly, an obvious one – become a thrifty saver. This can be the most challenging part but obviously you are not going to save money without actually, you know, saving money. Take a bit of time to sit down and pour over all of your monthly outgoings and decide where you will be able to make the most savings each month. 

Do this by looking at unnecessary meals and coffees during the day, at purchases that you don’t need and at services and utilities that you might be able to switch providers on. Work out how much extra you will be able to save by doing all these things – when you see the total it can be quite inspiring.